As soon as you finish the easy and secure loan submission, you will be reached by a local auto lender who will be able to help you for your car loan needs. These lenders will do their best to give you an auto loan regardless of any credit issues or non-credit issues you may have experienced previously like: late payments, repos, homeloan defaults, chapter 7 or chapter 13 bankruptcies, collection, chargeoffs etc. Additionally, they can lend people money of any type of credit score: subprime credit ratings, no credit scores, bad credit scores, and of course good credit. In today’s challenging credit enviroment, there aren’t a lot of lenders that are willing to provide 2nd chance auto financing to people with these sorta credit challenges.